https://www.idfcfirstbank.com/credit-card/millennia
Your Cool lifestyle made more rewarding – with 10X Reward Points on spends greater than ₹20,000, 6X rewards on all online spends, complimentary for life & interest-free credit for purchases and cash withdrawals
- 10X Reward Points on all Spends above ₹20,000
- 6X Reward Points on Online Spends
- 3X Reward Points on all Offline Spends
- Your reward points are not capped and they don’t expire, ever !
- 10X Rewards on all spends done on your Birthday
- 1X = 1 Reward Point per ₹100 spent | 1 Reward Point = ₹0.25
- Lifetime Free Credit Card
- Over limit Fee – NIL
- Credit Card Interest Rate – from 0.75% to 2.99% per month
- Reward Redemption Fees – NIL
- FX Markup – 3.5%
- Late Payment Fee – 15% of Total Amount Due (subject to Min ₹100 and Max up to ₹1,000)
- International & Domestic Cash Advance Fee – ₹250
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